All Rates

Deposit Rates

Active as of 12.01.2022

Personal Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
myFree Checking$25.00n/an/aOpen Now
myPrime Checking$25.00n/an/aOpen Now
Max Yield Checking**$25.00$1,500.00.10%Open Now
$0.01.05%
myDirect Interest Checking***$25.00$0.01.05%Open Now
Student Checking$25.00n/an/aOpen Now
Download

Personal Saving Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Save myChange**$5.00$5,000.00.05%Contact Us
$0.01.50%
Basic Savings$5.00$0.01.05%Open Now
Personal Money Market***$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
Individual Retirement Statement Savings$100.00$100.00.05%Contact Us
Holiday Club Savings$1.00$0.01.05%Contact Us
Download
ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
Business Interest Checking^$25.00$0.01.05%
$5,000.00.10%
Download

Business Savings Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
Business Savings Account$5.00$100.00.05%
Business Money Market**$2,500.00$75,000.00.25%
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
Download

Certificates of Deposit

TermMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
3 Months$500.00$500.00.10%
6 Months$500.00$500.001.50%
9 Months$500.00$500.00.20%
12 Months$500.00$500.001.50%
18 Months$500.00$500.00.30%
24 Months$500.00$500.00.35%
30 Months$500.00$500.00.40%
36 Months$500.00$500.00.45%
48 Months$500.00$500.00.55%
60 Months$500.00$500.00.65%
Download

Personal & Auto Loans

Active as of 12.01.2022

Auto Loans

New Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2020-202366 Months4.50%$17.13Apply Now
Model Years 2020-202375 Months4.80%$15.46
Apply Now
Model Years 2022-202384** Months6.00%$14.61Apply Now

Auto Loans

Used Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2018-201966 Months4.80%$17.27Apply Now
Model Years 2018-201975 Months5.80%$15.93Apply Now
Model Years 201766 Months5.30%$17.50Apply Now
Model Years 201772 Months6.00%$16.57Apply Now
Model Years 2015-201648 Months5.30%$23.17Apply Now
Model Years 2015-201660 Months6.00%$19.33Apply Now
Model Years 201448 Months11.75%$26.21Apply Now

Motorcycle Loans

New & Used

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2016-202160 Months5.99%$19.33Apply Now
Model Years 2016-202172 Months7.49%$17.29Apply Now
Model Years 2011-201548 Months7.99%$24.41Apply Now

Energy Loan

ProductAPR* as low asMonthly Payment per
$1,000 Borrowed
for 48 Months
Apply
Energy Loan7.99%$24.41Apply Now

Heating Loan

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
for 12 Months
Apply
Home Fuel Loan5.00%$85.61Apply Now

Personal Loan

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
for 24 Months
Apply
Any Purpose Loan9.99%$46.14Apply Now

Personal Line of Credit

Adjustable Rate

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
Apply
Line of Credit9.25%VariesApply Now

Mortgage & Home Equity Rates

Active as of 12.01.2022

Certificate of Deposit

Fixed Rates

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*6.00%06.28%$843.86**
20 Year Fixed Rate*6.50%06.73%$745.57**
30 Year Fixed Rate*6.50%06.68%$632.07**

Adjustable Rates

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
5/1 ARM*4.50%
/
4.50%*
Months 1-60
/
Months 61-360
0$506.695.80%
7/1 ARM*4.75%
/
4.75%*
Months 1-84
/
Months 85-360
0$521.655.71%
10/1 ARM**5.25%
/
5.25%**
Months 1-120
/
Months121-360
0$552.205.80%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Home Equity Line of Credit

ProductInterest RatePointsAPR*
Home Equity Line of Credit5.50%05.50%

Home Equity Loan

Fixed Rate, First Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
*10 Years4.50%04.50%$10.36
**10 Years4.50%04.50%$10.36

Home Equity Loan

Fixed Rate, Second Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
Up to 8 Years4.50%04.50%$12.42
10 years4.875%04.875%$10.55
15 Years5.25%05.25%$8.04
20 Years6.00%06.00%$7.16
ProductInterest Rate TERMPOINTSMONTHLY PAYMENT PER $100,000APR**
Construction to Permanent Fixed Rate6.750%0.50$648.606.89%
Land Loan Rates quoted individually - Call for rate